Alexa Daskalakis
Notes on what it means to be human—
written from the edge of time, memory and silence.
LIFE INSURANCE DISCLOSURE PACKET
Life Insurance Disclosure Packet
Policyholder: [Redacted]
Issued by: The System
Product Type: Whole Life (No Guarantees)
Effective Date: At first recorded heartbeat
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SECTION 1: POLICY OVERVIEW
This policy insures your existence against the inevitability of non-existence.
Coverage begins without consent and cannot be paused, refunded, or renegotiated.
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SECTION 2: PREMIUM PAYMENTS
Premiums are deducted daily in the form of:
• Physical wear
• Cognitive dissonance
• Compromises that look small at the time
Total cost is unknown. You’ll pay until it’s over.
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SECTION 3: BENEFICIARY STRUCTURE
You may designate beneficiaries.
Common defaults include:
• People who barely knew you
• Systems that outlived you
• A digital footprint you lost control of years ago
Final distribution is not guaranteed.
Interpretation of “legacy” may vary by era, platform, or algorithm.
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SECTION 4: COVERED EVENTS
• Fleeting recognition
• Occasional intimacy
• The belief you mattered (at least briefly)
Payout is non-monetary and often symbolic.
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SECTION 5: EXCLUSIONS
This policy does not cover:
• Sudden understanding of purpose
• Emotional resolution
• Return of missed time
• Guarantees of being remembered accurately
Also excluded:
• All events described as “supposed to happen by now.”
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SECTION 6: DEATH BENEFIT
Payable upon cessation of activity.
Will be disbursed as:
• A moment of silence
• A polite email chain
• Some discomfort at dinner
• Then normalization
Payout will be taxed by time.
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SECTION 7: TERMINATION CLAUSE
This policy terminates upon:
• Physical death
• Social irrelevance
• Emotional flattening
Whichever is processed first.
No reactivation clause.
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SECTION 8: OPTIONAL RIDERS
Additional riders may be added by request or accident:
• Accidental Impact Rider (subjective)
• Delayed Recognition Addendum (posthumous)
• The “You Were Right” Clause (rarely invoked)
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FINAL NOTICE TO POLICYHOLDER:
By continuing, you consent to be forgotten on your own terms or someone else’s.
Thank you for your participation.
You were seen, briefly.
You are not owed more than that.
This is not legal advice, a valid policy, or an attempt to offer or sell insurance. It is a creative document. Please don’t submit claims.